Fixed-rate portfolio financing

Borrow against your investments at a fixed rate.

Access liquidity without selling eligible holdings. Choose the amount and a fixed term. The securities stay in the account as collateral.

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How Haven Works

1

Choose an amount and a fixed term. Eligible securities stay in the account as collateral.

2

The simulator prices that term from the Haven SPX Box Rate. A person reviews the portfolio before any financing is arranged.

3

Cash is advanced for the term you chose. This is not a revolving securities-backed line of credit, and it is not a margin debit.

Benefits

The rate stays fixed for that term. Direct clients add a 0.65% annual advisory fee. Exchange, OCC, and Interactive Brokers commissions are passed through. The founding-member invitation is a separate offer.

Request an invite

Eligibility & Risks

The illustration caps an advance at 80% of the portfolio value entered above. The agreement sets which holdings qualify. Haven is not the custodian. If collateral rules stop being met, securities can be sold. Read what a margin call means before relying on the illustration.

Rate illustration, 19 October 2026

On 19 October 2026 the Haven SPX Box Rate curve is 4.62% at three months, 4.71% at six months, 4.94% at one year, and 5.08% at two years. The one-month reference is 4.60%. Direct clients add a 0.65% annual advisory fee. These figures are reference rates.