Haven | Next Generation Financing

Lending, minus the bank

Schwab, Fidelity, and others charge significant markups for variable portfolio-based loans
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Haven enables fixed rates directly from the clearinghouse - with net costs as low as 2.86%^*

Full tax write-off on interest

Securities-based margin loan interest is generally not tax deductible. Loans by Haven are fully tax-deductible using IRS Section 1256.

Lock in fixed rates, refinance if rates drop

Users have full control over their loan and set their duration. Refinance to a lower fixed rate if rates drop.

State of the art security

Members will enjoy SOC2 compliance. Institutional custody and clearing is provided by Apex ($220B+ AUC). For any questions, we offer 24/7 support.

Globally competitive borrow rates

Haven lets you borrow against your portfolio at rock-bottom fixed rates

Borrowing directly from the market, cutting middlemen

No use restrictions

100% interest tax write off (as opposed to securities-based margin interest)

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Founding member invites now live

Join Haven's first batch of 500 founding members and enjoy lower spreads, zero membership fees, as well as other perks.

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*Total return includes a base rate of 4.18% plus tax benefits based on IRS Section 1256 deductions. Both yield and tax benefits can change depending on the current market and policy decisions.
"Haven" and the Haven Arch logo are trademarks of Haven Systems LLC. Haven is a technology company, not a bank or a registered broker-dealer. Brokerage services and portfolio-backed financing are provided via our clearing partners. By signing up to joining our waitlist, you agree to our Privacy Policy and Terms of Service. Investment involves risk, including the possible loss of principal.

Next generation financing for the modern portfolio